Natural hazards and climate risks as floods and heatwaves are no longer rare events — they are reshaping the real estate and banking landscape across Europe and the world.
This webinar will highlight why natural hazard analyses are becoming essential for covered bond banks, how they influence property valuation and risk assessment, and how they can be efficiently integrated into existing processes.
K.A.R.L.® is a German-developed tool for precise, location-based detection and analysis of natural hazards worldwide.
It not only identifies the hazard exposure of a specific site but also assesses the risk for defined vulnerabilities, such as real estate assets.
For certain hazards, K.A.R.L. quantifies the potential financial loss, while for others it provides a qualified risk classification using a traffic-light system (low–medium–high risk).
Why You Should Attend:
✔️ Understand why risk assessments are key for covered bond banks
✔️ Learn how K.A.R.L.® analyze natural hazards and climate risks
✔️ Gain insight into regulatory expectations and practical implementation
✔️ Engage directly with experts and get your specific questions answered
Speakers:
- Sabrina Mies – Association of German Pfandbrief Banks (vdp)
- Sarah Reuter – K.A.R.L.® / Köln.Assekuranz Agentur GmbH
- Ariane Remmel – vdpResearch GmbH
Date: November 10, 2025
Time: 11:00 – 12:30 CET
A detailed Q&A session will follow the presentation.
You are welcome to submit your questions in advance to remmel@vdpresearch.de – we will address them during the webinar.
